Borrowing and investing together, without any detours.

Do you already know Mozzeno?
Maybe not yet, but that is about to change.

Peer-to-peer lending offers you an additional source of income alongside your investments.

You can make your money available to companies and individuals who repay you with interest, without a bank in between.
It’s a nice, steady extra income since you earn interest on your investment.

The minimum investment is €500, allowing you to get started.
Please note: it’s best to spread your loans across multiple projects to reduce risk and increase security.

Mozzeno aims to evolve toward a financial world built on collaboration.

That is why they launched their lending platform.

Follow this link 👇
Use this code 95C2EF2302CC when registering to receive double returns for the first 3 months on your investment.

Sharing economy

The personal loans and investment credits that mozzeno grants are indirectly financed by private individuals and companies.

Honestly

Borrowers who fully repay their loans will receive a reward.

Concrete and local

An alternative to the bank that gives meaning to your loan and investment.

I want to borrow

A 100% digital working method and collaboration that guarantees adequate handling of your file.

I want to invest

Boost your capital through concrete and local investments in personal and professional Belgian projects.

We're especially interested in the latter, which is why Starting Investmenst decided to take a closer look.

mozzeno.com follows the gedragscode (PDF) of the BeCommerce quality label.

How does that work then?

Let's try to explain it as simply as possible…

When a loan application is provisionally approved, mozzeno issues financial instruments corresponding to that loan.

Each loan is therefore divided into several smaller parts.

Investors in our community can purchase these small parts, or financial instruments.

Each time they purchase a financial instrument, they finance a portion of the loan.

Once all the financial instruments corresponding to a loan have been purchased, the loan is funded and the amount can be transferred to the borrower.

Why is there talk of indirect financing?

Investors purchase financial instruments corresponding to the loan.

They do not, therefore, finance the loan directly.

That's why we call it indirect financing.

Without going into details, you could say that in this way we ensure compliance with Belgian law.

How long does such financing take?

This can happen very quickly, usually the loan is funded by the time the borrower has provided them with all the necessary documents for their application.

Who receives the interest paid on the loan?

The interest goes to the members of the community of investors who indirectly invested in the loan.

Unlike a bank or a traditional institution that offers a loan and retains the interest, mozzeno pays almost all of the interest to the investors.

With Mozzeno, you can indirectly finance the personal projects of individuals.

Use Mozzeno to finance the personal projects of borrowers who, for example, want to renovate their home, buy a used car or an electric bicycle, finance their studies or marriage, and more.

You can also invest in companies. For example, there was the purchase of solar panels for ABInbef, a major player and one that's also listed on the stock exchange.

Create your investor account without obligation and gain access to all available investments.

Your investment immediately generates a potential return.
Unlike traditional crowdfunding platforms, the personal loans granted by mozzeno are pre-funded.

The benefits of your investment: